1170 Kilby Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1170 Kilby Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,276 sqft · built 2003
Lot Size	11.9 acres (521,413 sqft)
Owner	2 Company Names on Record
Last Sale	$463,500 (Sep 2022)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457600156353000`

Property Details

APN / Parcel Number

Primary APN	`457600156353000`
Alternative APNs	`47396` `58447` `61998`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Heated Area
Gross Area	2,002 sqft
1st Floor Area	928 sqft
Upper Floors Area	348 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	521,413 sqft (11.9 acres)
Lot Width	30 ft Width
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	664 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61998
Street Address	1170 KILBY RD
City	MURPHY
State	NC
Zip	28906-5710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ZAWROTNY PROP 1720/788
Legal Phase	1720
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1033
Census Tract	930300

Owner

Source: Cherokee County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3981 SHELDON DR NE, ATLANTA, GA 30342-4211
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Intrafamily Transfer, Transfer
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 14, 2018	Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	20225935
Deed Book / Page	1720 / 788
Prior Transfer Date	Feb 14, 2018
Prior Transfer Doc	01582/0747
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 17, 2024
Property Address	1170 KILBY RD, MURPHY, NC 28906-5710
Document Number	01749/1191
Book / Page	1749 / 1191
Instrument Date	Dec 15, 2023
Instrument	227
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3981 SHELDON DR NE, ATLANTA, GA 30342-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3981 SHELDON DR NE, ATLANTA, GA 30342-4211

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 14, 2022
Property Address	1170 KILBY RD, MURPHY, NC 28906-5710
Document Number	001720/788
Book / Page	1720 / 788
Instrument Date	Aug 19, 2022
Instrument	5935
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 KILBY RD, 1010, MURPHY, NC 28906-5585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3981 SHELDON DR NE, ATLANTA, GA 30342-4211

Mortgage

Document Number	001720/790
Date	Sep 14, 2022
Book Page	1720/790
Instrument	5936

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 14, 2018
Property Address	1170 KILBY RD, MURPHY, NC 28906-5710
Document Number	01582/0747
Book / Page	01582 / 0747
Instrument Date	Feb 14, 2018
Instrument	01209
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1170 KILBY RD, 1170, MURPHY, NC 28906-5710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 KILBY RD, MURPHY, NC 28906-5710

Mortgage

Document Number	01210
Date	Mar 14, 2018
Instrument	01210

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00	$196,690 (-)	$196,690 (-) Land $35,990 Building $160,700
2023		$196,690	$196,690 Land $35,990 Building $160,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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