1010 Kilby Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1010 Kilby Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1986
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2021)
Tax Bill	$852 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457600057857000`

Property Details

APN / Parcel Number

Primary APN	`457600057857000`
Alternative APN	`54527`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	2,008 sqft
1st Floor Area	672 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Width	79 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54527
Street Address	1010 KILBY RD
City	MURPHY
State	NC
Zip	28906-5585
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O LOT 4 SLEEPY HOLLOW EST 1610/432
Legal Subdivision	SLEEPY HOLLOW ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1033
Census Tract	930300

Owner

Source: Cherokee County records · APN 457600057857000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1010 KILBY RD, MURPHY, NC 28906-5585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 10, 2021	Warranty Deed, Transfer
Apr 04, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	20213084
Deed Book / Page	1680 / 315
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1010 KILBY RD, MURPHY, NC 28906-5585
Transaction Type	Mortgage
Record Updated	Mar 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001795/818
Date	Feb 16, 2026
Book Page	1795/818
Instrument	728

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	116 PEACHTREE ST, MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 02, 2051

Interest

Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 10, 2021
Property Address	1010 KILBY RD, MURPHY, NC 28906-5585
Document Number	001680/315
Book / Page	1680 / 315
Instrument Date	Apr 19, 2021
Instrument	3084
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2821, BRYSON CITY, NC 28713-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 KILBY RD, MURPHY, NC 28906-5710

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 04, 2019
Property Address	1010 KILBY RD, MURPHY, NC 28906-5585
Document Number	01610/0432
Book / Page	01610 / 0432
Instrument Date	Feb 19, 2019
Instrument	01447
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 VALLEY RIVER AVE, 26, MURPHY, NC 28906-2955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2821, BRYSON CITY, NC 28713-2821

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00	$113,700 (+13.16%)	$113,700 (+13.16%) Land $8,190 Building $105,510
2023		$100,480	$100,480 Land $8,190 Building $92,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 7 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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