1130 Kilby Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1130 Kilby Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,468 sqft · built 2000
Lot Size	9.17 acres (399,445 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Aug 2020)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`457600153534000`

Property Details

APN / Parcel Number

Primary APN	`457600153534000`
Alternative APN	`52513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	399,445 sqft (9.17 acres)
Lot Width	254 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Patio Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52513
Street Address	1130 KILBY RD
City	MURPHY
State	NC
Zip	28906-5710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR MOORE 835/143 1113/795
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1033
Census Tract	930300

Owner

1130 Kilby Rd, a rural home, is owned by an individual who bought it in August 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9707 BERLIN RD, BERLIN HEIGHTS, OH 44814-9675
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Deed Document Number	4315
Deed Book / Page	1653 / 203
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1130 KILBY RD, MURPHY, NC 28906-5710
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01699/1328
Date	Dec 21, 2021
Book Page	1699/1328
Instrument	8609

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 17, 2020
Property Address	1130 KILBY RD, MURPHY, NC 28906-5710
Document Number	1653/203
Book / Page	1653 / 203
Instrument Date	Aug 5, 2020
Instrument	4315
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 NE 25TH CT, 350, POMPANO BEACH, FL 33064-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 BERLIN RD, BERLIN HEIGHTS, OH 44814-9675

Mortgage

Document Number	1653206
Date	Aug 17, 2020
Instrument	1653/206

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Kilby Rd was $1,323.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00	$191,100	$191,100 Land $54,970 Building $136,130
2023		$191,100	$191,100 Land $54,970 Building $136,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Kilby Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Kilby Rd is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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