Polk County property record for 1170 Eloise Loop Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,504 sqft · built 2008 |
| Lot Size | 4.99 acres (217,639 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $634 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-09-000000-023050 |
| Primary APN | 26-29-09-000000-023050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 3,226 sqft |
| 1st Floor Area | 2,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 217,639 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 854 sqft |
| Street Address | 1170 ELOISE LOOP RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR NW1/4 OF SE1/4 W 636.86 FT TO ELY R/W LINE OF CSX RR N 36 DEG 16 MIN 48 SEC W 424.02 FT ALONG SD ELY R/W N 37 DEG 08 MIN 29 SEC E 514.95 FT TO SWLY R/W LINE ELOISE LOOP RD S 52 DEG 51 MIN 31 SEC E 111.25 FT S 52 DEG 21 MIN 36 SEC E 606.49 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1170 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,183 (+2.7%) | $422,504 (+0.97%) Land $105,000 Building $317,504 | |
| 2025 | $264,054 (+5.99%) | $418,444 (-2.38%) Land $105,000 Building $313,444 | |
| 2024 | $634.00 (+29.65%) | ||
| 2023 | $489.00 (+6.77%) Homeowner's exemption | $249,138 (+3%) | $428,633 (+12.64%) Land $102,000 Building $326,633 |
| 2022 | $458.00 Homeowner's exemption | $241,882 | $380,537 Land $85,300 Building $295,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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