Polk County property record for 1165 Eloise Loop Rd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,282 sqft Living Area |
| Lot Size | 21,998 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2022) |
| Tax Bill | $693.00 (2024) |
| Primary APN | 26-29-09-687010-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 3,106 sqft Gross Area |
| 1st Floor | 2,282 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 21,998 sqft (0.505 acres) |
| Depth X Width | 220 ft x 100 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 548 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Shed | 1 Shed |
| Patio Area | 459 sqft Patio |
| Porch Area | 322 sqft Porch |
| Street Address | 1165 ELOISE LOOP RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2841 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GAINES COVE PB 65 PG 4 LOT 7 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | GAINES COVE |
| Legal Tract | 687010 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 14005 |
Source: Polk County records · APN 26-29-09-687010-000070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1165 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Dec 07, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage RELIANCE FIRST CAPITAL LLC |
| Oct 05, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2022 · Amount on Record |
| Deed Sale | Dec 07, 2022 · Amount on Record |
| Prior Sale | Oct 05, 2017 · Amount on Record |
| Deed Doc Number | 2022316398 |
| Deed Book / Page | 12509 / 655 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 07, 2022 |
| Property Address | 1165 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2841 |
| Document Number | 0000316398 |
| Book / Page | 12509 / 655 |
| Map Reference | MB 65 PG 4 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022316398 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 ARROWROOT RD, EAGLE LAKE, FL 33839-5154 |
| Name | Verified Name |
|---|---|
| Address | 1165 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2841 |
| Document Number | 0012509657 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | 12509/657 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 05, 2017 |
| Property Address | 1165 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2841 |
| Document Number | 0102790798 |
| Book / Page | 010279 / 000798 |
| Instrument Date | Oct 05, 2017 |
| Instrument | 191089 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | MTI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1165 ELOISE LOOP RD WINTER HAVEN FL 338842841, WINTER HAVEN, FL 33884-2841 |
| Document Number | 102790800 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 010279/000800 |
| Instrument | 191090 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297,719 (-2.94%) Land $70,000 Building $227,719 | $297,719 (-2.94%) Land $70,000 Building $227,719 | |
| 2024 | $693.00 (+20.52%) | ||
| 2023 | $575.00 (-85.33%) Homeowner's exemption | $306,738 (+13.34%) Land $68,000 Building $238,738 | $306,738 (+13.34%) Land $68,000 Building $238,738 |
| 2022 | $3,920.00 | $270,624 Land $56,000 Building $214,624 | $270,624 Land $56,000 Building $214,624 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 806 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures