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1161 Eloise Loop Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1161 Eloise Loop Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1981
Lot Size0.502 acres (21,858 sqft)
OwnerIndividual Name on File
Last Sale$218,000 (Jan 2019)
Tax Bill$2,121 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-09-687010-000400

Property Details

APN / Parcel Number

Primary APN26-29-09-687010-000400
Alternative APNs
  • 092926687010000400
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,291 sqft
1st Floor Area1,808 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area21,858 sqft (0.502 acres)
Lot Dimensions220 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area483 sqft
PorchUnfinished Open Porch
Porch Area12 sqft

Location & Zoning

Street Address1161 ELOISE LOOP RD
CityWINTER HAVEN
StateFL
Zip33884-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAINES COVE PB 65 PG 4 LOT 40
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionGAINES COVE
Legal Tract687010
Legal Block2
Legal Lot Number40
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2054
Census Tract14005

Owner

Source: Polk County records · APN 26-29-09-687010-000400

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Oct 26, 2020Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESID'L MTG
Oct 25, 2019Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESID'L MTG
Jan 23, 2019Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2019 · Amount on Record
Deed SaleJan 23, 2019 · Amount on Record
Prior SaleDec 03, 2014 · Amount on Record
Deed Document Number201914472
Deed Book / Page10730 / 1284
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844

Mortgage

Document Number0000167463
DateJun 28, 2021
Book Page11780/670
Instrument2021167463
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844
Document Number0114780970
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1161 ELOISE LOOP RD WINTER HAVEN FL 338842844, WINTER HAVEN, FL 33884-2844

Mortgage

Document Number0114780970
DateDec 04, 2020
Book Page011478/000970
Instrument259246
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844
Document Number0110300539
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1161 ELOISE LOOP RD WINTER HAVEN FL 338842844, WINTER HAVEN, FL 33884-2844

Mortgage

Document Number0110300539
DateNov 05, 2019
Book Page011030/000539
Instrument234338
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 23, 2019
Property Address1161 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2844
Document Number0107301284
Book / Page010730 / 001284
Instrument DateJan 18, 2019
Instrument14472
Transaction TypeTransfer
Record UpdatedFeb 06, 2019
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1161 ELOISE LOOP RD WINTER HAVEN FL 338842844, WINTER HAVEN, FL 33884-2844

Mortgage

Document Number107301286
DateJan 23, 2019
Book Page010730/001286
Instrument14473
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,121.00 (-18.49%) Homeowner's exemption$200,499 (+5.99%)$253,038 (-1.83%) Land $70,000 Building $183,038
2023$2,602.00 (+4.29%) Homeowner's exemption$189,173 (+3%)$257,760 (+12.13%) Land $68,000 Building $189,760
2022$2,495.00 Homeowner's exemption$183,663$229,876 Land $56,000 Building $173,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
28 of 33 on primary residences
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026, rainfall accumulation
Flood Events
  • Hurricane Ian (Sep 2022), 3 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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