1170 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1170 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,155 sqft · built 2012
Lot Size	0.176 acres (7,665 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (May 2017)
Tax Bill	$9,651 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-610-19-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,155 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	7,665 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1170 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 19 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

1170 Bellingham Dr is owned by an individual who acquired it in May 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2234 CREEKVIEW LN, FALLBROOK, CA 92028-4566
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF AMERICA
May 26, 2017	Grant Deed, Transfer · Conventional Mortgage SPEC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Oct 4, 2012 · Amount on File
Deed Document Number	2017238810
Last Transfer Date	May 6, 2025
Transfer Doc	0000119052
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2026
Property Address	1170 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000168912
Instrument Date	Jun 9, 2026
Instrument	2026168912
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2234 CREEKVIEW LN, FALLBROOK, CA 92028-4566

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1170 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000496920
Date	Jul 12, 2021
Instrument	2021-0496920

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2019
Property Address	1170 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Instrument Date	Jun 24, 2019
Instrument	280313
Transaction Type	Construction Loan
Record Updated	Jul 22, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1170 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000280313
Date	Jul 12, 2019
Instrument	280313

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2017
Property Address	1170 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000238810
Instrument Date	May 10, 2017
Instrument	238810
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1170 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	238811
Date	May 26, 2017
Instrument	238811

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1170 Bellingham Dr was $9,651.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,043 (+2%) Land $239,267 Building $624,776
2025	$9,651.00	$847,102 Land $234,576 Building $612,526
2023	$9,272.00 (+1.63%) Homeowner's exemption	$814,210 Land $225,468 Building $588,742
2022	$9,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1170 Bellingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 Bellingham Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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