1175 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1175 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,102 sqft · built 2014
Lot Size	0.204 acres (8,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,000 (Feb 2015)
Tax Bill	$9,797 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2017 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-610-42-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-42-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,894 sqft (0.204 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1175 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 94 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CREDIT UNION
Jun 6, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2015 · Amount on Record
Deed Sale	Feb 18, 2015 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	201571281
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2026
Property Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000246544
Instrument Date	Aug 17, 2026
Instrument	2026246544
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000246544,
Date	Aug 21, 2026
Instrument	2026246544

Lender

Name	TECHNOLOGY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2051

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251836
Date	Jun 6, 2017
Instrument	2017-0251836

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596898
Date	Dec 20, 2019
Instrument	2019-0596898

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000845594
Date	Dec 30, 2020
Instrument	2020-0845594

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$758,814 (+2%) Land $275,820 Building $482,994
2025	$9,797.00 (+0.17%) Homeowner's exemption	$743,936 (+4.04%) Land $270,412 Building $473,524
2023	$9,780.00 (+1.36%) Homeowner's exemption	$715,050 Land $259,912 Building $455,138
2022	$9,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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