1160 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1160 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,351 sqft · built 2014
Lot Size	0.195 acres (8,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,000 (Oct 2014)
Tax Bill	$8,380 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-610-16-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,351 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,514 sqft (0.195 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1160 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 16 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 15, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	2014450609
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2026
Property Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000267013
Instrument Date	Sep 3, 2026
Instrument	2026267013
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000267013,
Date	Sep 11, 2026
Instrument	2026267013

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000072294
Date	Mar 22, 2024
Instrument	2024-0072294

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000387265
Date	May 21, 2021
Instrument	2021-0387265

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1160 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000108283
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1160 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000108283
Date	Mar 20, 2018
Instrument	108283

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,323 (+2%) Land $281,948 Building $387,375
2025	$8,380.00 (+0.84%)	$656,200 (+4.04%) Land $276,420 Building $379,780
2023	$8,310.00 (+1.4%)	$630,721 Land $265,687 Building $365,034
2022	$8,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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