113 Winners Cir, Georgetown, KY 40324 Property Records

Scott County property record for 113 Winners Cir, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 2003
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Sep 2018)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-194.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-194.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 WINNERS CIR
City	GEORGETOWN
State	KY
Zip	40324-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	20
Legal Unit	6A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40607

Owner

113 Winners Cir is owned and occupied by an individual who bought it in September 2018.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 27, 2018	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	2018392396
Deed Book / Page	400 / 525
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1637/339
Date	Sep 8, 2021
Book Page	M1637/339
Instrument	442167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679
Transaction Type	Mortgage
Record Updated	Oct 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1541/1
Date	Sep 15, 2020
Book Page	M1541/1
Instrument	421626

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	40609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 27, 2018
Property Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	D400/525
Book / Page	D400 / 525
Map Reference	CAB7 SL236
Instrument Date	Sep 24, 2018
Instrument	392396
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	392397
Date	Sep 27, 2018
Instrument	392397

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 23, 2017
Property Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679
Document Number	D385/720
Book / Page	D385 / 720
Map Reference	CAB7 SL236
Instrument Date	Mar 22, 2017
Instrument	367038
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 AGINCOURT PL, 233, GEORGETOWN, KY 40324-9171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 WINNERS CIR, GEORGETOWN, KY 40324-9679

Mortgage

Document Number	M1329713
Date	Mar 23, 2017
Instrument	M1329/713

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 113 Winners Cir was $2,279.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,900 (-)	$255,900 (-)
2025	$2,279.00	$255,900	$255,900
2023	$2,160.00 (+21.62%)	$238,300 (+16.36%) Land $37,500 Building $200,800	$238,300 (+16.36%) Land $37,500 Building $200,800
2022	$1,776.00	$204,800 Land $35,000 Building $169,800	$204,800 Land $35,000 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Winners Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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