117 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 117 Waterloo St, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,918 sqft · built 1928
Lot Size	0.193 acres (8,420 sqft)
Owner	Individual Name on File
Last Sale	$509,990 (Jul 2020)
Tax Bill	$5,647 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6984-24-9335`

Property Details

APN / Parcel Number

Primary APN	`6984-24-9335`
Alternative APNs	`731726100` `125155` `24349`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,918 sqft Finished Area
Gross Area	2,383 sqft
1st Floor Area	1,102 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,420 sqft (0.193 acres)
Garage Area	180 sqft
Porch	Slab
Porch Area	200 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	125155
Street Address	117 WATERLOO ST
City	WARRENTON
State	VA
Zip	20186-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	GAINES SUBD LOT 2
Legal Subdivision	GAINES SUBD
Legal Lot Number	2
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2024
Census Tract	930305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warrenton Historic District (Boundary Increase) listed 2024 · 64 contributing resources · NRIS 83004243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

117 Waterloo St is owned and occupied by an individual who bought it in July 2020.

Source: Fauquier County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	117 WATERLOO ST, WARRENTON, VA 20186-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Unknown TRUIST BANK
Jul 1, 2020	Warranty Deed, Transfer · Conventional with PMI PRESIDENTIAL BK
Oct 9, 2019	Warranty Deed, Transfer · Conventional with PMI GEORGE MASON MTG
Feb 13, 2019	Warranty Deed, Transfer · ARM SANDY SPRING BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20206932
Deed Book / Page	1637 / 1224
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	117 WATERLOO ST, WARRENTON, VA 20186-2707
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001755956
Date	Sep 7, 2023
Book Page	1755/956
Instrument	202300005408

Lender

Name	TRUIST BANK

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Jul 1, 2020
Property Address	117 WATERLOO ST, WARRENTON, VA 20186-2707
Document Number	16371224
Book / Page	001637 / 001224
Instrument Date	Jun 26, 2020
Instrument	6932
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WATERLOO ST WARRENTON VA 201862707, WARRENTON, VA 20186-2707

Mortgage

Document Number	16371226
Date	Jul 1, 2020
Book Page	001637/001226
Instrument	6933

Lender

Name	PRESIDENTIAL BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Oct 9, 2019
Property Address	117 WATERLOO ST, WARRENTON, VA 20186-2707
Document Number	16092270
Book / Page	001609 / 002270
Instrument Date	Sep 27, 2019
Instrument	8606
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WATERLOO ST WARRENTON VA 201862707, WARRENTON, VA 20186-2707

Mortgage

Document Number	16092272
Date	Oct 9, 2019
Book Page	001609/002272
Instrument	8607

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Feb 13, 2019
Property Address	117 WATERLOO ST, WARRENTON, VA 20186-2707
Document Number	1590865
Book / Page	1590 / 865
Instrument Date	Feb 12, 2019
Instrument	201900000975
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5434 WEMBERLY DR, WARRENTON, VA 20187-9168

Mortgage

Document Number	201900000976
Date	Feb 13, 2019
Instrument	201900000976

Lender

Name	SANDY SPRING BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 117 Waterloo St was $5,647.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,647.00	$631,000 Land $175,000 Building $456,000	$631,000 Land $175,000 Building $456,000
2023		$488,700 Land $135,000 Building $353,700	$488,700 Land $135,000 Building $353,700
2019	$2,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Waterloo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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