122 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 122 Waterloo St, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1945
Lot Size	0.169 acres (7,388 sqft)
Owner	Individual Name on Record
Last Sale	$104,200 (Dec 2021)
Tax Bill	$3,683 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6984-24-7158`

Property Details

APN / Parcel Number

Primary APN	`6984-24-7158`
Alternative APNs	`732926000` `122810` `24331`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Finished Area
Gross Area	2,082 sqft
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,388 sqft (0.169 acres)
Porch	Slab
Porch Area	162 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	122810
Street Address	122 WATERLOO ST
City	WARRENTON
State	VA
Zip	20186-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NOT PROVIDED. PARCEL NUMBER 24331
Legal Subdivision	MISTY RUN ESTATES PH 02
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1004
Census Tract	930305

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13109 WILLOW EDGE CT, CLIFTON, VA 20124-1080
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202115470
Deed Book / Page	1711 / 2195
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Dec 13, 2021
Property Address	122 WATERLOO ST, WARRENTON, VA 20186-3103
Document Number	0017112169
Book / Page	1711 / 2169
Instrument Date	Dec 8, 2021
Instrument	202100015467
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13109 WILLOW EDGE CT, CLIFTON, VA 20124-1080

Mortgage

Document Number	202100015468
Date	Dec 13, 2021
Instrument	202100015468

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	122 WATERLOO ST, WARRENTON, VA 20186-3103
Document Number	16341265
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WATERLOO ST WARRENTON VA 201863103, WARRENTON, VA 20186-3103

Mortgage

Document Number	16341265
Date	Jun 10, 2020
Book Page	001634/001265
Instrument	5914

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Apr 6, 2018
Property Address	122 WATERLOO ST, WARRENTON, VA 20186-3103
Document Number	1570832
Book / Page	1570 / 832
Instrument Date	Apr 6, 2018
Instrument	201800002850
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WATERLOO ST, WARRENTON, VA 20186-3103

Mortgage

Document Number	201800002851
Date	Apr 6, 2018
Instrument	201800002851

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,683.00 (+57.73%)	$411,600 (+21.74%) Land $175,000 Building $236,600	$411,600 (+21.74%) Land $175,000 Building $236,600
2023		$338,100 Land $135,000 Building $203,100	$338,100 Land $135,000 Building $203,100
2019	$2,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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