93 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 93 Waterloo St, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 1945
Lot Size	0.136 acres (5,951 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2017)
Tax Bill	$5,095 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6984-34-1149`

Property Details

APN / Parcel Number

Primary APN	`6984-34-1149`
Alternative APNs	`733836100` `102259` `24999`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Finished Area
Gross Area	3,503 sqft
1st Floor Area	1,968 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,951 sqft (0.136 acres)
Porch	Slab
Porch Area	305 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	102259
Street Address	93 WATERLOO ST
City	WARRENTON
State	VA
Zip	20186-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NOT PROVIDED. PARCEL NUMBER 24999
Legal Subdivision	CENTER WARRENTON
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2018
Census Tract	930305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warrenton Historic District (Boundary Increase) listed 2024 · 64 contributing resources · NRIS 83004243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

93 Waterloo St is owned and occupied by two individuals who bought it in June 2017.

Source: Fauquier County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 29, 2017	Warranty Deed, Transfer VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Feb 8, 2012 · Amount on File
Deed Document Number	20175616
Deed Book / Page	1549 / 554
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Recording Date	May 11, 2026
Property Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Document Number	0000003412
Book / Page	1816 / 1621
Instrument Date	May 4, 2026
Instrument	20263412
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003412,
Date	May 11, 2026
Book Page	1816/1621
Instrument	20263412

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017431690
Date	Feb 8, 2023
Book Page	1743/1690
Instrument	202300000739

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017111335
Date	Dec 9, 2021
Book Page	1711/1335
Instrument	202100015348

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Document Number	1638793
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 WATERLOO ST WARRENTON VA 201862807, WARRENTON, VA 20186-2807

Mortgage

Document Number	1638793
Date	Jul 8, 2020
Book Page	001638/000793
Instrument	7214

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Jun 29, 2017
Property Address	93 WATERLOO ST, WARRENTON, VA 20186-2807
Document Number	1549554
Book / Page	001549 / 000554
Instrument Date	Jun 23, 2017
Instrument	5616
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1549558
Date	Jun 29, 2017
Book Page	001549/000558
Instrument	5619

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 93 Waterloo St was $5,095, up 15.2% from the year before.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,095.00 (+15.22%)	$569,300 (+24.49%) Land $175,000 Building $394,300	$569,300 (+24.49%) Land $175,000 Building $394,300
2025	$4,422.00	$457,300 Land $140,000 Building $317,300	$457,300 Land $140,000 Building $317,300
2023		$457,300 Land $140,000 Building $317,300	$457,300 Land $140,000 Building $317,300
2019	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Waterloo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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