117 Shepard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 117 Shepard Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,274 sqft · built 2016
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$517,000 (May 2022)
Tax Bill	$7,652 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`575-03837-117`

Property Details

APN / Parcel Number

Primary APN	`575-03837-117`
Alternative APNs	`STUR M:575 B:000 L:3837-117` `M:575 B:000 L:3837=117`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	3,142 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	575-03837-117
Street Address	117 SHEPARD RD
City	STURBRIDGE
State	MA
Zip	01566-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	3837
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2015
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU
May 5, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIRST FEDERAL CREDIT UNION
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 9, 2017	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Book / Page	67546 / 191
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065956-310
Date	Aug 31, 2021
Book Page	65956/310
Instrument	122280

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 5, 2022
Property Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Document Number	067546-191
Book / Page	67546 / 191
Instrument Date	May 5, 2022
Instrument	49459
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136

Mortgage

Document Number	0000049460
Date	May 5, 2022
Instrument	49460

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62356-194
Date	May 8, 2020
Book Page	62356/194
Instrument	46720

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61100-112
Date	Sep 23, 2019
Book Page	61100/112
Instrument	98532

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 9, 2017
Property Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136
Document Number	57087-231
Book / Page	57087 / 231
Instrument	46534
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SHEPARD RD, STURBRIDGE, MA 01566-1136

Mortgage

Document Number	570870235
Date	May 9, 2017
Instrument	57087/0235

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,652.00 (+3.24%)	$490,500 (+5.42%) Land $110,800 Building $379,700	$508,925 (-4.01%)
2025	$7,412.00 (+2.83%)	$465,300 (+6.45%) Land $106,400 Building $358,900	$530,195 (-8.15%)
2024	$7,208.00 (+3.53%)	$437,100 (+13.44%) Land $104,300 Building $332,800	$577,220
2023	$6,962.00	$385,300 Land $90,600 Building $294,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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