138 Shepard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 138 Shepard Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,236 sqft · built 1989
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2012)
Tax Bill	$8,244 (2025)
Deeds & Mortgages	Nov 2020 Refinance Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`575-03847-138`

Property Details

APN / Parcel Number

Primary APN	`575-03847-138`
Alternative APNs	`STUR M:575 B:000 L:3847-138` `M:575 B:000 L:3847=138`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	4,264 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,794 sqft (1.74 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	575-03847-138
Street Address	138 SHEPARD RD
City	STURBRIDGE
State	MA
Zip	01566-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3847
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2017
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 SHEPARD RD, STURBRIDGE, MA 01566-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN FEDERAL MORTGAGE CORP
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Deed Book / Page	49215 / 107
Last Transfer Date	Oct 27, 2020
Transfer Doc	63644-308
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Nov 2, 2020
Property Address	138 SHEPARD RD, STURBRIDGE, MA 01566-1416
Document Number	63644-308
Book / Page	63644 / 308
Instrument Date	Oct 27, 2020
Instrument	132035
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 SHEPARD RD, STURBRIDGE, MA 01566-1416

Mortgage

Document Number	63644-310
Date	Nov 2, 2020
Book Page	63644/310
Instrument	132036

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	138 SHEPARD RD, STURBRIDGE, MA 01566-1416
Document Number	57859-155
Book / Page	057859 / 000155
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57859-155
Date	Oct 10, 2017
Book Page	057859/000155
Instrument	111941

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,244.00 (+0.96%)	$517,500 (+4.5%) Land $108,300 Building $409,200	$542,165 (-3.42%)
2024	$8,166.00 (+5.65%)	$495,200 (+15.78%) Land $106,100 Building $389,100	$561,355
2023	$7,729.00	$427,700 Land $92,400 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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