104 Shepard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 104 Shepard Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1972
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-03837-104`

Property Details

APN / Parcel Number

Primary APN	`575-03837-104`
Alternative APNs	`STUR M:575 B:000 L:3837-104` `M:575 B:000 L:3837=104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
Gross Area	3,426 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	575-03837-104
Street Address	104 SHEPARD RD
City	STURBRIDGE
State	MA
Zip	01566-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SHEPARD HILLS SEC 01
Legal Lot Number	3837
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2018
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	104 SHEPARD RD, STURBRIDGE, MA 01566-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SOUTHBRIDGE CU
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2022
Transfer Doc	067622-190
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	104 SHEPARD RD, STURBRIDGE, MA 01566-1135
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068726-219
Date	Jan 17, 2023
Book Page	68726/219
Instrument	4371

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 20, 2022
Property Address	104 SHEPARD RD, STURBRIDGE, MA 01566-1135
Document Number	067622-190
Book / Page	67622 / 190
Instrument Date	May 19, 2022
Instrument	55213
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SHEPARD RD, STURBRIDGE, MA 01566-1135

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	104 SHEPARD RD, STURBRIDGE, MA 01566-1135
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066684-223
Date	Dec 6, 2021
Book Page	66684/223
Instrument	170396

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00 (+10.53%)	$357,100 (+14.42%) Land $105,700 Building $251,400	$345,705 (+17.5%)
2024	$5,147.00 (+2.94%)	$312,100 (+12.79%) Land $103,600 Building $208,500	$294,215
2023	$5,000.00	$276,700 Land $89,900 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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