Cumberland Town property record for 117 Seneca St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2022) |
| Tax Bill | $3,902 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0007-81 |
| Primary APN | 3-0007-81 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0007-81 |
|---|---|
| Street Address | 117 SENECA ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 730 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11302 |
117 Seneca St is owned and occupied by an individual who bought it in March 2022.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 SENECA ST, CUMBERLAND, RI 02864-5921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION |
| Mar 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Book / Page | 1926 / 477 |
| Transfer Doc | 1530-726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 117 SENECA ST, CUMBERLAND, RI 02864-5921 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001877-418 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 1877/418 |
| Instrument | 121830 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 25, 2022 |
| Property Address | 117 SENECA ST, CUMBERLAND, RI 02864-5921 |
| Document Number | 001926-477 |
| Book / Page | 1926 / 477 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 131999 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 SENECA ST, CUMBERLAND, RI 02864-5921 |
| Document Number | 0000132000 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 132000 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 117 Seneca St was $3,902, up 2.9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,902.00 (+2.87%) | $389,800 (+26.11%) Land $203,800 Building $186,000 | $422,470 |
| 2025 | $3,793.00 | $309,100 Land $135,900 Building $173,200 | |
| 2023 | $3,592.00 (+1.84%) | $309,100 (+31.36%) Land $135,900 Building $173,200 | |
| 2022 | $3,527.00 | $235,300 Land $97,000 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Seneca St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Seneca St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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