Cumberland Town property record for 90 Seneca St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 726 sqft · built 1942 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $2,928 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0011-75 |
| Primary APN | 1-0011-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 726 sqft Living Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 726 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0011-75 |
|---|---|
| Street Address | 90 SENECA ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 158 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11302 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 SENECA ST, CUMBERLAND, RI 02864-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS |
| Feb 20, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Oct 10, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Feb 20, 2020 · Amount on Record |
| Deed Document Number | 2021127937 |
| Deed Book / Page | 1907 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 4, 2021 |
| Property Address | 90 SENECA ST, CUMBERLAND, RI 02864-5918 |
| Document Number | 1907-509 |
| Book / Page | 1907 / 509 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 127937 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 127938 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 127938 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 20, 2020 |
| Property Address | 90 SENECA ST, CUMBERLAND, RI 02864-5918 |
| Document Number | 1830-387 |
| Book / Page | 1830 / 387 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1830389 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 1830/389 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 90 SENECA ST, CUMBERLAND, RI 02864-5918 |
| Document Number | 1756-465 |
| Book / Page | 001756 / 000465 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 90 SENECA ST CUMBERLAND RI 028645918, CUMBERLAND, RI 02864-5918 |
| Document Number | 1756-465 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 001756/000465 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,928.00 (+7.61%) | $292,500 (+31.88%) Land $184,200 Building $108,300 | $254,032 |
| 2025 | $2,721.00 (+5.59%) | $221,800 (-) Land $122,800 Building $99,000 | |
| 2023 | $2,577.00 (+13.47%) | $221,800 (+46.4%) Land $122,800 Building $99,000 | |
| 2022 | $2,271.00 | $151,500 Land $87,700 Building $63,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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