110 Seneca St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 110 Seneca St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,680 sqft · built 2005
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jul 2016)
Tax Bill$4,395 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9192-60

Property Details

APN / Parcel Number

Primary APN9192-60
Alternative APN
  • CUMB M:018 B:0157 L:000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area2,640 sqft
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9192-60
Street Address110 SENECA ST
CityCUMBERLAND
StateRI
Zip02864-5924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block157
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1026
Census Tract11302

Owner

110 Seneca St is owned and occupied by two individuals who bought it in July 2016.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address110 SENECA ST, CUMBERLAND, RI 02864-5924
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2016 · Amount on File
Deed SaleJul 29, 2016 · Amount on File
Prior SaleMay 10, 2006 · Amount on File
Deed Book / Page1717 / 347
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address110 SENECA ST, CUMBERLAND, RI 02864-5924
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001925-539
DateMar 14, 2022
Book Page1925/539
Instrument131791
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 110 Seneca St was $4,395, down 0.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,395.00 (-0.81%)$439,100 (+21.6%) Land $138,100 Building $301,000$494,875
2025$4,431.00$361,100 Land $92,100 Building $269,000
2023$4,196.00 (+3.76%)$361,100 (+33.84%) Land $92,100 Building $269,000
2022$4,044.00$269,800 Land $65,800 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Seneca St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Seneca St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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