Buncombe County property record for 117 Second St, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 2,022 sqft · built 2017 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Sep 2020) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0619-37-9837-00000 |
| Primary APN | 0619-37-9837-00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,022 sqft Living Area |
| 1st Floor Area | 930 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Duplex Single |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 117 2ND ST |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:09/29/2020 DEED |
| Legal Description | DEED DATE:09/29/2020 DEED:5954-1917 SUBDIV:WILLIAM A ALLAN LOT:2B PLAT:0155-0104 |
| Legal Subdivision | WILLIAM A ALLAN |
| Legal Lot Number | 2B |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 0619-37-9837-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 75 WESTOVER DR, ASHEVILLE, NC 28801-1633 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 31, 2017 | Loan Modification, Mortgage ASHEVILLE SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Jan 04, 2016 · Amount on Record |
| Deed Document Number | 0059541917 |
| Deed Book / Page | 5954 / 1917 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 117 2ND ST, BLACK MOUNTAIN, NC 28711-3131 |
| Document Number | 0059541917 |
| Book / Page | 005954 / 001917 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 75 WESTOVER DR ASHEVILLE NC 288011633, ASHEVILLE, NC 28801-1633 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 117 2ND ST, BLACK MOUNTAIN, NC 28711-3131 |
| Document Number | 0055401102 |
| Book / Page | 005540 / 001102 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 107 LOUISA ST |
| Document Number | 0055401102 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 005540/001102 |
| Name | ASHEVILLE SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ASHEVILLE, NC 28802 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+6.34%) | $315,800 (-) | |
| 2023 | $2,586.00 | $315,800 | $315,800 (-) Land $71,500 Building $244,300 |
| 2021 | $315,800 Land $71,500 Building $244,300 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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