112 Second St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 112 Second St, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,047 sqft · built 1961
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$317,000 (Aug 2019)
Tax Bill$3,340 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0619-37-7785-00000

Property Details

APN / Parcel Number

Primary APN0619-37-7785-00000
Alternative APN
  • 061906377608000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,047 sqft Living Area
1st Floor Area2,047 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleRanch
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
TerrainRolling
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number061906377608000
Street Address112 SECOND ST
CityBLACK MOUNTAIN
StateNC
Zip28711-0299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:08/27/2019 DEED
Legal DescriptionDEED DATE:08/27/2019 DEED:5804-1208 SUBDIV:S F DOUGHERTY HEIRS PROP LOT:17 BLOCK:7 PLAT:0154-0106
Legal SubdivisionS F DOUGHERTY HEIRS PROP
Legal Block7
Legal Lot Number17
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3044
Census Tract3105

Owner

Source: Buncombe County records · APN 0619-37-7785-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address112 SECOND ST, BLACK MOUNTAIN, NC 28711-0299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARK NAT'L BK
Aug 27, 2019Warranty Deed, Transfer · Conventional Mortgage
COASTAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleAug 23, 2000 · Amount on Record
Deed Document Number0058041208
Deed Book / Page5804 / 1208
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address112 SECOND ST, BLACK MOUNTAIN, NC 28711-0299
Document Number0059151148
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 SECOND ST ASHEVILLE NC 28804, ASHEVILLE, NC 28804

Mortgage

Document Number0059151148
DateJun 29, 2020
Book Page005915/001148
Lender
NamePARK NAT'L BK
TypeBank
AddressNEWARK, OH 43058-3500
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 27, 2019
Property Address112 SECOND ST, BLACK MOUNTAIN, NC 28711-0299
Document Number0058041208
Book / Page5804 / 1208
Map ReferenceMB 154 PG 106
Instrument DateAug 10, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3065, PEACHTREE CITY, GA 30269-7065

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SECOND ST, BLACK MOUNTAIN, NC 28711-0299

Mortgage

Document Number58041211
DateAug 27, 2019
Instrument5804/1211
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2034

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,340.00 (+5.93%)$385,000 (-)
2023$3,153.00$385,000$385,000 (-) Land $78,600 Building $306,400
2021$385,000 Land $78,600 Building $306,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Second St

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