Buncombe County property record for 108 Second St, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,430 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Sep 2021) |
| Tax Bill | $5,075 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0619-37-6736-00000 |
| Primary APN | 0619-37-6736-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061906375750000 |
|---|---|
| Street Address | 108 SECOND ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:07/22/2020 DEED |
| Legal Description | DEED DATE:07/22/2020 DEED:5924-1089 SUBDIV:S F DOUGHERTY HEIRS PROP LOT:13 BLOCK:7 PLAT:0154-0106 |
| Legal Subdivision | S F DOUGHERTY HEIRS PROP |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 0619-37-6736-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 510 PAULOWNIA DR, CHINA GROVE, NC 28023-5630 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 0000612266 |
| Deed Book / Page | 6122 / 66 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 17, 2021 |
| Property Address | 108 SECOND ST, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0061220066 |
| Book / Page | 6122 / 66 |
| Map Reference | MB 154 PG 106 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1540 HEALING SPRINGS DR, 1540, DENTON, NC 27239-7265 |
| Name | Verified Name |
|---|---|
| Address | 510 PAULOWNIA DR, CHINA GROVE, NC 28023-5630 |
| Document Number | 0000612269 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 6122/69 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 22, 2020 |
| Property Address | 108 SECOND ST, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0059241089 |
| Book / Page | 005924 / 001089 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 205 PARLIAMENT PL DUNN NC 283344668, DUNN, NC 28334-4668 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,075.00 (+5.93%) | $585,000 (-) | |
| 2023 | $4,791.00 | $585,000 | $585,000 (-) Land $78,600 Building $506,400 |
| 2021 | $585,000 Land $78,600 Building $506,400 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures