109 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 109 Prospect St, Troy, NH 03465

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.5 ba · 926 sqft · built 1986
Owner	Company Name on Record
Tax Bill	$1,120 (2025)
Deeds & Mortgages	Mar 2023 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0045 L:000C`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0045 L:000C`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	926 sqft Living Area
Gross Area	939 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	109 PROSPECT ST
City	TROY
State	NH
Zip	03465-2424
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDE
Legal Block	45
Legal Lot Number	C
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4019
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 STILLWATER WAY, SURRY, NH 03431-8224
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK
Sep 27, 2019	Warranty Deed, Transfer JENETTE S BOES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	109 PROSPECT ST, TROY, NH 03465-2424
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003241-940
Date	Mar 24, 2023
Book Page	3241/940
Instrument	2301787

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Sep 27, 2019
Property Address	109 PROSPECT ST, TROY, NH 03465-2424
Document Number	0030820605
Book / Page	003082 / 000605
Instrument Date	Sep 20, 2019
Instrument	7847
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 PROSPECT ST TROY NH 034652420, TROY, NH 03465-2420

Mortgage

Document Number	30820608
Date	Sep 27, 2019
Book Page	003082/000608
Instrument	7848

Lender

Name	JENETTE S BOES
Address	3789 MULBERRY LN, WILLIAMSBURG, VA 23188-7390

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,120.00 (+43.77%)	$52,000 (+132.14%) Building $52,000
2018	$779.00	$22,400 Building $22,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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