Hardin County property record for 116 Monroe St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1992 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,500 (Apr 2019) |
| Tax Bill | $1,415 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-376 |
| Primary APN | 180-20-10-376 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 10,019 sqft (0.23 acres) |
| Patio Area | 174 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 116 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 376 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 376 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-10-376
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage STATEWIDE MORTGAGE |
| Apr 23, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATEWIDE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | May 07, 2010 · Amount on Record |
| Deed Document Number | 0014711252 |
| Deed Book / Page | 1471 / 1252 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 02511/1042 |
|---|---|
| Date | Mar 01, 2024 |
| Book Page | 2511/1042 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 23, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | ROCKET TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 2399/456 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 2399/456 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2297/269 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 2297/269 |
| Instrument | 20200-00001132 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 23, 2019 |
| Property Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 1471/1252 |
| Book / Page | 1471 / 1252 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | ROCKET TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 19000004590 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 190-00004590 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 01471/1252 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 1471/1252 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,415.00 (+14.85%) | $148,700 (+16.63%) Land $18,000 Building $130,700 | $148,700 (+16.63%) Land $18,000 Building $130,700 |
| 2023 | $127,500 (-) Land $14,100 Building $113,400 | $127,500 (-) Land $14,100 Building $113,400 | |
| 2022 | $127,500 Land $14,100 Building $113,400 | $127,500 Land $14,100 Building $113,400 | |
| 2021 | $1,232.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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