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115 Monroe St, Radcliff, KY 40160 Property Records

Hardin County property record for 115 Monroe St, Radcliff, KY 40160 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,176 sqft Living Area
Lot Size8,407 sqft (0.193 acres)
OccupancyOwner Occupied
Last Sale$126,000 (2006)
Tax Bill$1,510.00 (2025)

Owner

Source: Hardin County records · APN 180-20-09-289

Assessment roll updated January 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 MONROE ST, RADCLIFF, KY 40160-9040
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 30, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2006 · Amount on Record
Deed SaleFeb 14, 2006 · Amount on Record
Deed Book / Page1180 / 541
Last Transfer DateApr 27, 2023
Transfer Doc01552/1501
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Recording DateAug 10, 2026
Property Address115 MONROE ST, RADCLIFF, KY 40160-9040
Document Number2627001548
Book / Page2627 / 1548
Instrument DateJul 31, 2026
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 MONROE ST, RADCLIFF, KY 40160-9040

Mortgage

Document Number2627001548,
DateAug 10, 2026
Book Page2627/1548
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.43%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Recording DateApr 09, 2026
Property Address115 MONROE ST, RADCLIFF, KY 40160-9040
Document Number002609/762
Book / Page2609 / 762
Instrument DateAug 04, 2025
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 MONROE ST, RADCLIFF, KY 40160-9040
InvestorPossibly a Property Investor

Mortgage

Document Number2609000762,
DateApr 09, 2026
Book Page2609/762
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeFixed Rate
Rate6.67%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARDIN KY
Recording DateMay 30, 2023
Property Address115 MONROE ST, RADCLIFF, KY 40160-9040
Document Number01552/1501
Book / Page1552 / 1501
Map ReferenceCAB 1 SH 704
Instrument DateApr 27, 2023
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address203 TRUETT DR, MONTGOMERY, AL 36105-2554

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 MONROE ST, RADCLIFF, KY 40160-9040

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,510.00 (+23.97%)$159,100 (+26.27%) Land $18,000 Building $141,100$159,100 (+26.27%) Land $18,000 Building $141,100
2023$126,000 (-) Land $13,800 Building $112,200$126,000 (-) Land $13,800 Building $112,200
2022$126,000 Land $13,800 Building $112,200$126,000 Land $13,800 Building $112,200
2021$1,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN180-20-09-289

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,176 sqft Living Area
Basement Area1,176 sqft Basement
Unfinished Basement1,176 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Lot Area8,407 sqft (0.193 acres)
Patio Area64 sqft Patio

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address115 MONROE ST
CityRADCLIFF
StateKY
Zip40160-9040
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING HILLS LT 289 #14
Legal SubdivisionWHISPERING HILLS
Legal Block9
Legal Lot Number289
JurisdictionHARDIN KY
Minor Civil DivisionRADCLIFF
Census Blockgroup2
Census Block2025
Census Tract600

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