Schenectady County and Glenville Town property record for 117 James St, Schenectady, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1880 |
| Lot Size | 0.174 acres (7,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,500 (Apr 2026) |
| Tax Bill | $6,284 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.36-2-54 |
| Primary APN | 422201 38.36-2-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 944 sqft |
| 2nd Floor Area | 804 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,581 sqft (0.174 acres) |
| Lot Dimensions | 133 ft deep x 57 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A05609 |
|---|---|
| Street Address | 117 JAMES ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | HL |
| Legal Block | 2 |
| Legal Lot Number | 54.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 32200 |
117 James St is owned by an individual who bought it in April 2026.
Source: Schenectady County and Glenville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 HORSTMAN DR, SCHENECTADY, NY 12302-3207 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2018 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on File |
| Deed Sale | Apr 16, 2026 · Amount on File |
| Prior Sale | Dec 19, 2018 · Amount on File |
| Deed Document Number | 20268657 |
| Deed Book / Page | 2170 / 485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 16, 2026 |
| Property Address | 117 JAMES ST, SCHENECTADY, NY 12302-2216 |
| Document Number | 0000008657 |
| Book / Page | 2170 / 485 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.8657 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,686.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 HORSTMAN DR, SCHENECTADY, NY 12302-3207 |
| Document Number | 0000008658, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.8658 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2018 |
| Property Address | 117 JAMES ST, SCOTIA, NY 12302-2216 |
| Document Number | 0000055491 |
| Book / Page | 2002 / 266 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 201855491 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 JAMES ST, 117, SCHENECTADY, NY 12302-2216 |
| Name | Verified Name |
|---|---|
| Address | 27 VAN DERVEER ST APT 2F, 2F, AMSTERDAM, NY 12010-3755 |
| Document Number | 0000055492 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 201855492 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 117 James St was $6,284, up 2.5% from the year before.
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,284.00 (+2.55%) | ||
| 2025 | $6,128.00 | $120,200 Land $16,300 Building $103,900 | $218,545 Land $29,636 Building $188,909 |
| 2023 | $120,200 Land $16,300 Building $103,900 | $176,765 Land $23,971 Building $152,794 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 117 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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