104 James St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 104 James St, Schenectady, NY 12302

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,288 sqft · built 1899
Lot Size0.207 acres (9,028 sqft)
OwnerCompany Name on File
Last Sale$187,000 (Oct 2025)
Tax Bill$6,478 (2026)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.36-2-40

Property Details

APN / Parcel Number

Primary APN422201 38.36-2-40
Alternative APNs
  • 220103803600020400000000
  • A05709

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,288 sqft Total Area
1st Floor Area1,144 sqft
2nd Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,028 sqft (0.207 acres)
Lot Dimensions148 ft deep x 61 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area308 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA05709
Street Address104 JAMES ST
CitySCHENECTADY
StateNY
Zip12302-2236
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRES
Legal DescriptionJAS COLLINS L31 HLG
Legal Block2
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3009
Census Tract32200

Owner

104 James St, a duplex, is owned by a company that bought it in October 2025.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address112 TIMOTHY LN, SCHENECTADY, NY 12303-5185
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Deed Document Number202525565
Deed Book / Page2159 / 853
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address104 JAMES ST, SCHENECTADY, NY 12302-2236
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 E LYDIUS ST, SCHENECTADY, NY 12303-3560

Mortgage

Document Number0000025566
DateOct 28, 2025
Instrument202525566
Lender
NameCHEMUNG CANAL TRUST CO
TypeBank
AddressELMIRA, NY 14902
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 104 James St was $6,478, up 2.6% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,478.00 (+2.56%)
2025$6,316.00$123,900 Land $16,400 Building $107,500$225,273 Land $29,818 Building $195,455
2023$123,900 Land $16,400 Building $107,500$182,206 Land $24,118 Building $158,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number