Schenectady County and Schenectady City property record for 114 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1910 |
| Lot Size | 0.082 acres (3,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,326 (Apr 1999) |
| Tax Bill | $4,020 (2026) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.60-5-46 |
| Primary APN | 421500 49.60-5-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 795 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 3,605 sqft (0.082 acres) |
| Lot Dimensions | 103 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 149 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFADAVIT REQUIRED 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 46.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20700 |
114 James St is owned and occupied by an individual who acquired it in January 2003.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 JAMES ST, SCHENECTADY, NY 12304-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1999 · Amount on File |
| Deed Sale | Apr 7, 1999 · Amount on File |
| Deed Book / Page | 1554 / 474 |
| Last Transfer Date | Jan 16, 2003 |
| Transfer Doc | 1643000102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 1, 2022 |
| Property Address | 114 JAMES ST, SCHENECTADY, NY 12304-1308 |
| Document Number | 0000057586 |
| Book / Page | 2096 / 22 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 202257586 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3164 MARRA LN APT 17, 17, SCHENECTADY, NY 12303-4632 |
| Name | Verified Name |
|---|---|
| Address | 123 JAMES ST, SCHENECTADY, NY 12304-1307 |
The 2026 property tax bill for 114 James St was $4,020, up 2.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,020.00 (+2.68%) | ||
| 2025 | $3,915.00 | $73,500 Land $11,000 Building $62,500 | $121,709 Land $18,215 Building $103,494 |
| 2023 | $73,500 (-) Land $11,000 Building $62,500 | $93,038 (+3.8%) Land $13,924 Building $79,114 | |
| 2022 | $73,500 Land $11,000 Building $62,500 | $89,634 Land $13,415 Building $76,219 | |
| 2021 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 114 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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