117 Ernest Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 117 Ernest Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,531 sqft · built 1974
Lot Size	0.207 acres (9,048 sqft)
Owner	Individual Name on Record
Last Sale	$34,000 (Sep 2017)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76W210022800`

Property Details

APN / Parcel Number

Primary APN	`76W210022800`
Alternative APNs	`024965` `24965`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,531 sqft Adjusted Area
1st Floor Area	1,202 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,048 sqft (0.207 acres)
Lot Dimensions	232 ft deep x 39 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	024965
Street Address	117 ERNEST DR
City	COLUMBUS
State	MS
Zip	39702-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 NW4 117 ERNEST DR
Legal Range	17W
Legal Township	19S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	404

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 ERNEST DR, COLUMBUS, MS 39702-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	0020176462
Record Updated	Jun 8, 2026

September 2017: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	LOWNDES MS
Recording Date	Sep 12, 2017
Property Address	117 ERNEST DR, COLUMBUS, MS 39702-8787
Document Number	0020176462
Book / Page	002017 / 006462
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ERNEST DR COLUMBUS MS 397028787, COLUMBUS, MS 39702-8787

Mortgage

Document Number	20170168
Date	Sep 12, 2017
Book Page	002017/020168

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Mortgage

Document Number	20170181,
Date	Sep 12, 2017
Book Page	002017/020181

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,112 (+10.46%)	$51,120 (+10.46%) Land $7,000 Building $44,120
2023	Homeowner's exemption Disabled Person's exemption	$4,628	$46,280 Land $7,000 Building $39,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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