116 Ernest Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 116 Ernest Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 624 sqft · built 2015
Lot Size	0.209 acres (9,116 sqft)
Owner	Individual Name on Record
Tax Bill	$559 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`76W210022900`

Property Details

APN / Parcel Number

Primary APN	`76W210022900`
Alternative APNs	`024964` `24964`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Adjusted Area
1st Floor Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	9,116 sqft (0.209 acres)
Lot Dimensions	212 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	024964
Street Address	116 ERNEST DR
City	COLUMBUS
State	MS
Zip	39702-8786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 NW4-PT LOT 3 116 ERNEST DR
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Lot Number	3
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	404

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	106 ERNEST DR, COLUMBUS, MS 39702-8786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Dec 28, 2017	Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2013
Deed Sale	Oct 1, 2013
Deed Document Number	0020136685
Deed Book / Page	2013 / 6685
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	116 ERNEST DR, COLUMBUS, MS 39702-8786
Document Number	0020209994
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ERNEST DR COLUMBUS MS 397028786, COLUMBUS, MS 39702-8786

Mortgage

Document Number	0020209994
Date	May 11, 2020
Book Page	002020/009994

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 10, 2040

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 28, 2017
Property Address	116 ERNEST DR, COLUMBUS, MS 39702-8786
Document Number	0020178527
Book / Page	002017 / 028527
Instrument Date	Dec 22, 2017
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ERNEST DR COLUMBUS MS 397028786, COLUMBUS, MS 39702-8786

Mortgage

Document Number	20178527
Date	Dec 28, 2017
Book Page	002017/028527

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$559.00	$5,714 (+11.6%)	$38,090 (+11.6%) Land $7,000 Building $31,090
2024	$559.00 (+13.16%)
2023	$494.00	$5,120	$34,130 Land $7,000 Building $27,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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