106 Ernest Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 106 Ernest Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,531 sqft · built 1975
Lot Size	0.642 acres (27,984 sqft)
Owner	2 Owner Names on File
Tax Bill	$776 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76W210023000`

Property Details

APN / Parcel Number

Primary APN	`76W210023000`
Alternative APNs	`024963` `24963`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,531 sqft Adjusted Area
1st Floor Area	1,941 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,984 sqft (0.642 acres)
Lot Dimensions	212 ft deep x 132 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	024963
Street Address	106 ERNEST DR
City	COLUMBUS
State	MS
Zip	39702-8786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 NW4-LOT 2 106 ERNEST DR
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Lot Number	2
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	404

Owner

The current owner of 106 Ernest Dr acquired it in October 2013.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	106 ERNEST DR, COLUMBUS, MS 39702-8786
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage TRIANGLE FCU
Jun 17, 2019	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2013
Deed Sale	Oct 1, 2013
Deed Document Number	0020136685
Deed Book / Page	2013 / 6685
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	106 ERNEST DR, COLUMBUS, MS 39702-8786
Document Number	0020190167
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 ERNEST DR COLUMBUS MS 397028786, COLUMBUS, MS 39702-8786

Mortgage

Document Number	0020190167
Date	Sep 24, 2019
Book Page	002019/020167

Lender

Name	TRIANGLE FCU
Address	COLUMBUS, MS 39710

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2039

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	106 ERNEST DR, COLUMBUS, MS 39702-8786
Document Number	0020192596
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	106 ERNEST DR COLUMBUS MS 397028786, COLUMBUS, MS 39702-8786

Mortgage

Document Number	0020192596
Date	Jun 28, 2019
Book Page	002019/012596

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 27, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 106 Ernest Dr was $776 with a homeowner's exemption, up 53.1% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00 (+53.06%) Homeowner's exemption	$10,999	$109,990 Land $10,000 Building $99,990
2024	$507.00 (-1.17%)
2023	$513.00 Homeowner's exemption	$8,413	$84,130 Land $10,000 Building $74,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Ernest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Ernest Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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