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121 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 121 E Water St, Decorah, IA 52101

Property Summary

Property TypeBar, Tavern
Details3,234 sqft · built 1898
Lot Size0.058 acres (2,508 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2013)
Tax Bill$5,734 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN111643200900

Property Details

APN / Parcel Number

Primary APN111643200900

Interior

Stories2 Stories
Building Area3,234 sqft Gross Area
1st Floor Area1,650 sqft
Basement Area792 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialStucco
Roof MaterialUrethane Foam
Lot Area2,508 sqft (0.058 acres)
Lot Dimensions114 ft deep x 22 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address121 E WATER ST
CityDECORAH
StateIA
Zip52101-1801
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Legal DescriptionLOT 9 N 1/2 OF BLK LOT 9 N 1/2 OF BLK BLK 13 ORIG DECORAH BLK 13 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section16
Legal SubdivisionDECORAH
Legal Block13
Legal Lot Number9
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1059
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decorah Commercial Historic District
listed 2017 · 86 contributing resources · NRIS 100001482

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3702 279TH AVE, DECORAH, IA 52101-6902
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2013 · Amount on File
Deed SaleAug 2, 2013 · Amount on File
Deed Document Number20132772
Deed Book / Page2013 / 2772
Last Transfer DateFeb 14, 2023
Transfer Doc002023/477
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNESHIEK IA
Recording DateFeb 20, 2023
Property Address121 E WATER ST, DECORAH, IA 52101-1801
Document Number002023/477
Book / Page2023 / 477
Instrument DateFeb 14, 2023
Instrument2023 0477
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3702 279TH AVE, DECORAH, IA 52101-6902

Mortgage

Document Number002023/478
DateFeb 20, 2023
Book Page2023/478
Instrument2023 0478
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,734.00$261,820 (-) Land $32,950 Building $228,870$261,820 (-) Land $32,950 Building $228,870
2025$5,734.00 (+11.34%)$261,820 (+12.27%) Land $32,950 Building $228,870$261,820 (+12.27%) Land $32,950 Building $228,870
2024$5,150.00 (+24.7%)
2023$233,210 (+22.18%) Land $32,950 Building $200,260$233,210 (+22.18%) Land $32,950 Building $200,260
2022$4,130.00$190,880 Land $27,460 Building $163,420
2021$190,880 Land $27,460 Building $163,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		100 / 20

May also be available: GigFire.

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