117 E Smith St, Gallatin, TN 37066 Property Records

Sumner County property record for 117 E Smith St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1910
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2022)
Tax Bill	$560 (2025)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`083126C M 00700`

Property Details

APN / Parcel Number

Primary APN	`083126C M 00700`
Alternative APN	`126C M 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,358 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	117 E SMITH ST
City	GALLATIN
State	TN
Zip	37066-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: B01
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	4
Census Block	4018
Census Tract	20700

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1368 E BROADWAY, GALLATIN, TN 37066-4644
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20221417855
Deed Book / Page	5958 / 677
Prior Transfer Date	May 13, 2013
Prior Transfer Doc	0037750135
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 3, 2022
Property Address	117 E SMITH ST, GALLATIN, TN 37066-2938
Document Number	0059580677
Book / Page	5958 / 677
Instrument Date	May 2, 2022
Instrument	1417855
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 E BROADWAY, GALLATIN, TN 37066-4644

Mortgage

Document Number	0005958682
Date	Jun 3, 2022
Instrument	5958/682

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	251 Months
Due	May 27, 2043

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (-24.02%)	$39,375 (+63.04%) Land $15,000 Building $24,375
2024			$157,500 (+63.04%) Land $60,000 Building $97,500
2023	$737.00 (-0.27%)	$24,150 (-) Land $6,250 Building $17,900
2022	$739.00	$24,150 Land $6,250 Building $17,900
2021			$96,600 Land $25,000 Building $71,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1984–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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