281 E Smith St, Gallatin, TN 37066 Property Records

Sumner County property record for 281 E Smith St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1 ba · 519 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$250 (2025)
Flood Zone	Zone X (minimal risk)
APN	`083126C L 00300`

Property Details

APN / Parcel Number

Primary APN	`083126C L 00300`
Alternative APN	`126C L 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	519 sqft Living Area
Gross Area	603 sqft
1st Floor Area	519 sqft
Basement Area	519 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	182 ft deep x 37.5 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 E SMITH ST
City	GALLATIN
State	TN
Zip	37066-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: B01
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	4
Census Block	4019
Census Tract	20700

Owner

Source: Sumner County records · APN 083126C L 00300

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1125 ROGANA RD, BETHPAGE, TN 37022-8611
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 02, 2021
Transfer Doc	0055530390
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (-22.6%)	$17,575 (+66.19%) Land $6,000 Building $11,575
2024			$70,300 (+66.19%) Land $24,000 Building $46,300
2023	$323.00 (-0.31%)	$10,575 (-) Land $2,500 Building $8,075
2022	$324.00	$10,575 Land $2,500 Building $8,075
2021			$42,300 Land $10,000 Building $32,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1984–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Gallatin Commercial Historic District listed 1985 · 66 contributing resources · NRIS 85003369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 258 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.