311 E Smith St, Gallatin, TN 37066 Property Records

Sumner County property record for 311 E Smith St, Gallatin, TN 37066

Property Summary

Property TypeResidential Vacant Land
Lot Size0.08 acres (3,492 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Jun 2026)
Tax Bill$213 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APN083126D A 01900

Property Details

APN / Parcel Number

Primary APN083126D A 01900
Alternative APN
  • 126D A 01900

Exterior

Lot Area3,492 sqft (0.08 acres)
Lot Dimensions97 ft deep x 36 ft wide
TerrainRolling

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address311 E SMITH ST
CityGALLATIN
StateTN
Zip37066-2942
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDISTRICT: 03, COUNTY AREA: B01
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group4
Census Block4020
Census Tract20700

Owner

Source: Sumner County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 AVONDALE ACCESS RD, HENDERSONVILLE, TN 37075-5842
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Construction Mortgage
CITIZENS TRI-COUNTY BANK
Jun 10, 2026Warranty Deed, Transfer
READY NOW TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleJan 28, 2020 · Amount on Record
Deed Document Number20261553937
Deed Book / Page6872 / 209
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Recording DateJul 30, 2026
Property Address311 E SMITH ST, GALLATIN, TN 37066-2942
Document Number0001559462
Book / Page6908 / 511
Instrument DateJul 29, 2026
Instrument20261559462
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 AVONDALE ACCESS RD, HENDERSONVILLE, TN 37075-5842

Mortgage

Document Number0001559462,
DateJul 30, 2026
Book Page6908/511
Instrument20261559462
Lender
NameCITIZENS TRI-COUNTY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 29, 2027
Interest
Rate6.43%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJun 10, 2026
Property Address311 E SMITH ST, GALLATIN, TN 37066-2942
Document Number0001553937
Book / Page6872 / 209
Instrument DateJun 10, 2026
Instrument20261553937
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyREADY NOW TITLE

Transaction

AmountAmount Recorded
Tax$18,685.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 AVONDALE ACCESS RD, HENDERSONVILLE, TN 37075-5842
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$213.00 (+11.52%)$15,000 (+14%) Land $15,000
2024$60,000 (+14%) Land $60,000
2023$191.00 (+282%)$6,250 (-) Land $6,250
2022$50.00$6,250 Land $6,250
2021$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims15 (1984–2024)
Claims Outside the SFHA3 of 15
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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