117 3rd St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 117 3rd St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,092 sqft · built 1971
Lot Size	0.237 acres (10,349 sqft)
Owner	Individual Name on Record
Last Sale	$161,600 (Dec 2018)
Tax Bill	$3,238 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-021-005020`

Property Details

APN / Parcel Number

Primary APN	`114-021-005020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,349 sqft (0.237 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	242 sqft
Storage Building	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	117 3RD ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 LENZ 4TH ADDN LOT-002 BLOCK-005
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	LENZ 4TH ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3023
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	117 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	20181387156
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0001387156
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	117 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Document Number	0001423928
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 3RD ST NE ST MICHAEL MN 553769551, ST MICHAEL, MN 55376-9551

Mortgage

Document Number	0001423928
Date	Apr 17, 2020
Instrument	1423928

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 28, 2018
Property Address	117 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Document Number	0001387156
Instrument Date	Dec 21, 2018
Instrument	1387156
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SHERBURNE CO ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.28
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 3RD ST NE, SAINT MICHAEL, MN 55376-9551

Mortgage

Document Number	0001387157
Date	Dec 28, 2018
Instrument	1387157

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,238.00 (+15.15%)	$296,800 (+1.92%) Land $105,000 Building $191,800	$296,800 (+1.92%) Land $105,000 Building $191,800
2025		$291,200 (+10.6%) Land $107,000 Building $184,200	$291,200 (+10.6%) Land $107,000 Building $184,200
2023	$2,812.00 (+11.15%)	$263,300 Land $105,900 Building $157,400	$263,300 Land $105,900 Building $157,400
2022	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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