116 3rd St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 116 3rd St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 1967
Lot Size	0.53 acres (23,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2024)
Tax Bill	$5,214 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`114-021-004020`

Property Details

APN / Parcel Number

Primary APN	`114-021-004020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,127 sqft (0.53 acres)
Garage Area	1,237 sqft
Parking Spaces	5 Parking Spaces
Deck Area	288 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	116 3RD ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 LENZ 4TH ADDN LOTS 1&2 BLK 4 ALSO S1/2 OF VAC BIRCH AV WH LIES WLY OF LENZ 7TH &ELY OF LN DES BEG S
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	LENZ 4TH ADD
Legal Block	4,3
Legal Lot Number	1-3
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3018
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · Line of Credit LAKE CTRL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Mar 4, 1997 · Amount on Record
Deed Document Number	20241631364
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 2, 2024
Property Address	116 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Document Number	00A1549859
Instrument Date	Mar 22, 2024
Instrument	A1549859
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 3RD ST NE, SAINT MICHAEL, MN 55376-9551

Mortgage

Document Number	00A1549860
Date	Apr 2, 2024
Instrument	A1549860

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	116 3RD ST NE, SAINT MICHAEL, MN 55376-9551
Document Number	0001396689
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 3RD ST NE ST MICHAEL MN 553769551, ST MICHAEL, MN 55376-9551

Mortgage

Document Number	0001396689
Date	May 31, 2019
Instrument	1396689

Lender

Name	LAKE CTRL BK
Address	ANNANDALE, MN 55302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 30, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,214.00 (-2.51%)	$438,400 (-1.92%) Land $105,000 Building $333,400	$438,400 (-1.92%) Land $105,000 Building $333,400
2025		$447,000 (-6.25%) Land $107,000 Building $340,000	$447,000 (-6.25%) Land $107,000 Building $340,000
2023	$5,348.00 (+4.53%)	$476,800 Land $105,900 Building $370,900	$476,800 Land $105,900 Building $370,900
2022	$5,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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