Wright County property record for 108 3rd St NE, Saint Michael, MN 55376 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1967 |
| Lot Size | 0.237 acres (10,362 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,064 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-021-004040 |
| Primary APN | 114-021-004040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,362 sqft (0.237 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 3RD ST NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-12 TWP-120 RANGE-024 LENZ 4TH ADDN LOT-004 BLOCK-004 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 12 |
| Legal Subdivision | LENZ 4TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 100805 |
Source: Wright County records · APN 114-021-004040
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 3RD ST NE, SAINT MICHAEL, MN 55376-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 108 3RD ST NE, SAINT MICHAEL, MN 55376-9551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001439817 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 1439817 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2050 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,064.00 (+3.79%) | $282,600 (+1.8%) Land $105,000 Building $177,600 | $282,600 (+1.8%) Land $105,000 Building $177,600 |
| 2025 | $277,600 (+11.13%) Land $107,000 Building $170,600 | $277,600 (+11.13%) Land $107,000 Building $170,600 | |
| 2023 | $2,952.00 (+8.37%) | $249,800 Land $105,900 Building $143,900 | $249,800 Land $105,900 Building $143,900 |
| 2022 | $2,724.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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