Black Hawk County property record for 1152 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,088 sqft · built 1958 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Jul 2025) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Feb 2008 Mortgage Sep 2015 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-03-226-008 |
| Primary APN | 8813-03-226-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 750 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1152 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDNER HEIGHTS ADDITION LOT 8 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 03 |
| Legal Subdivision | LINDNER HEIGHTS ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1301 |
Source: Black Hawk County records · APN 8813-03-226-008
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 17, 2015 | Deed of Trust, Mortgage VERIDIAN CU |
| Jul 21, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jul 10, 2006 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2006 · Amount on Record |
| Deed Document Number | 202510410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008016885 |
|---|---|
| Date | Feb 29, 2008 |
| Instrument | 2008016885 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | ABSTRACT TITLE |
| Name | Verified Name |
|---|
| Document Number | 201600005319 |
|---|---|
| Date | Sep 17, 2015 |
| Instrument | 2016-00005319 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 25, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 21, 2025 |
| Property Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Document Number | 0202510410 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 2025-10410 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Document Number | 0202510411 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025-10411 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 10, 2006 |
| Property Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Document Number | 2007000707 |
| Instrument Date | Jun 30, 2006 |
| Instrument | 2007000707 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.80 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1152 E RIDGEWAY AVE, WATERLOO, IA 50702-4026 |
| Document Number | 2007000708 |
|---|---|
| Date | Jul 10, 2006 |
| Instrument | 2007000708 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2036 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,516.00 Homeowner's exemption | $183,860 (+6.72%) Land $28,560 Building $155,300 | $183,860 (+6.72%) Land $28,560 Building $155,300 |
| 2024 | $3,516.00 (+23.02%) | ||
| 2023 | $172,280 (+23.91%) Land $28,560 Building $143,720 | $172,280 (+23.91%) Land $28,560 Building $143,720 | |
| 2022 | $2,858.00 Homeowner's exemption | $139,040 Land $28,560 Building $110,480 | |
| 2021 | $139,040 Land $28,560 Building $110,480 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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