11683 Spruceview Dr, Allendale, MI 49401 Property Records

Ottawa County property record for 11683 Spruceview Dr, Allendale, MI 49401

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,410 sqft · built 2005
Lot Size	0.404 acres (17,598 sqft)
Owner	Trust Name on File
Last Sale	$108,419 (Jun 2012)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-23-257-005`

Property Details

APN / Parcel Number

Primary APN	`70-09-23-257-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	923 sqft
Basement Area	923 sqft
Unfinished Basement	923 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	17,598 sqft (0.404 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11683 SPRUCEVIEW DR
City	ALLENDALE
State	MI
Zip	49401-8437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 BROOKLAND ESTATES II AS AMENDED, AS RECORDED IN MASTER DEED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 4367 PAGES 444-519 CONDO SUB PLAN NO 365 SEC 23 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	23
Legal Subdivision	BROOKLAND ESTATES
Legal Block	257
Legal Unit	4
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2006
Census Tract	24300

Owner

11683 Spruceview Dr, a condominium, is owner-occupied and held in a trust since June 2012.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 16, 2017	Deed of Trust, Mortgage · ARM LAKE MICHIGAN CU
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2012 · Amount on File
Deed Sale	Jun 18, 2012 · Amount on File
Prior Sale	May 6, 2010 · Amount on File
Deed Document Number	201225080
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	0000017399
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437

Mortgage

Document Number	20220042822
Date	Dec 20, 2022
Instrument	2022-0042822

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210032519
Date	Jun 23, 2021
Instrument	2021-0032519

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170038314
Date	Oct 16, 2017
Instrument	2017-0038314

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.49%
Index	1-Year LIBOR
Max Rate	8.49%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190023764
Date	Jul 16, 2019
Instrument	2019-0023764

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200057588
Date	Dec 18, 2020
Instrument	2020-0057588

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200000290
Date	Jan 3, 2020
Instrument	2020-0000290

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 26, 2017
Property Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Document Number	20170048301
Map Reference	PL365
Instrument Date	Dec 18, 2017
Instrument	2017-0048301
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11683 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437

Tax Assessment & Valuation

The 2025 property tax bill for 11683 Spruceview Dr was $3,332 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,900 (+2.24%)	$365,800 (+2.24%)
2025	$3,332.00 Homeowner's exemption	$178,900	$357,800
2023		$136,700	$273,400
2022	$2,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11683 Spruceview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11683 Spruceview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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