11645 Spruceview Dr, Allendale, MI 49401 Property Records

Ottawa County property record for 11645 Spruceview Dr, Allendale, MI 49401

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,770 sqft · built 2003
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Jan 2015)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-09-23-257-002`

Property Details

APN / Parcel Number

Primary APN	`70-09-23-257-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	14,854 sqft (0.341 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11645 SPRUCEVIEW DR
City	ALLENDALE
State	MI
Zip	49401-8437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28 BROOKLAND ESTATES AS AMENDED, AS RECORDED IN MASTER DEED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 2003 PAGES 639-698 CONDO SUB PLAN NO 179 SEC 23 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	23
Legal Subdivision	BROOKLAND ESTATES
Legal Block	257
Legal Unit	28
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2006
Census Tract	24300

Owner

11645 Spruceview Dr, a condominium, is owned and occupied by an individual who acquired it in March 2021.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	11645 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2015 · Amount on File
Deed Sale	Jan 6, 2015 · Amount on File
Prior Sale	Aug 11, 2003 · Amount on File
Deed Document Number	2015363
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000020212
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11645 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190044893
Date	Dec 3, 2019
Instrument	2019-0044893

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 14, 2021
Property Address	11645 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437
Document Number	20210020212
Instrument Date	Mar 26, 2021
Instrument	2021-0020212
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11645 SPRUCEVIEW DR, ALLENDALE, MI 49401-8437

Mortgage

Document Number	20210020213
Date	Apr 14, 2021
Instrument	2021-0020213

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11645 Spruceview Dr was $3,267 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,100	$328,200
2025	$3,267.00
2023		$124,000	$248,000
2022	$2,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11645 Spruceview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11645 Spruceview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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