1168 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 1168 Phillips St, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,485 sqft · built 1985
Lot Size0.264 acres (11,503 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Apr 2016)
Tax Bill$7,199 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN180-141-31-00

Property Details

APN / Parcel Number

Primary APN180-141-31-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,485 sqft Living Area
Gross Area1,400 sqft
Basement Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area11,503 sqft (0.264 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1168 PHILLIPS ST
CityVISTA
StateCA
Zip92083-7161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR D TR PM05797
Legal SubdivisionCITY/VISTA
Legal Tract1005797
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1168 PHILLIPS ST, VISTA, CA 92083-7161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 21, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2016 · Amount on Record
Deed SaleApr 14, 2016 · Amount on Record
Prior SaleNov 15, 1991 · Amount on Record
Deed Document Number2016173360
Prior Transfer DateDec 20, 1993
Prior Transfer Doc0000877465
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1168 PHILLIPS ST, VISTA, CA 92083-7161
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1166 PHILLIPS ST, VISTA, CA 92083-7161

Mortgage

Document Number0000729421
DateOct 20, 2021
Instrument2021-0729421
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1168 PHILLIPS ST, VISTA, CA 92083-7161
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1166 PHILLIPS ST, VISTA, CA 92083-7161

Mortgage

Document Number0000705017
DateNov 10, 2020
Instrument2020-0705017
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1168 PHILLIPS ST, VISTA, CA 92083-7161
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000483839
DateNov 21, 2018
Instrument2018-0483839
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1168 PHILLIPS ST, VISTA, CA 92083-7161
Document Number0000639206
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1164 PHILLIPS ST VISTA CA 920837161, VISTA, CA 92083-7161

Mortgage

Document Number0000639206
DateOct 20, 2020
Instrument639206
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1168 PHILLIPS ST, VISTA, CA 92083-7161
Document Number0000348296
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
Address1168 PHILLIPS ST VISTA CA 920837161, VISTA, CA 92083-7161

Mortgage

Document Number0000348296
DateAug 1, 2017
Instrument348296
Lender
NameETHOS LNDG
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$579,576 (+2%) Land $274,538 Building $305,038
2025$7,199.00 (+7.7%)$568,212 (+4.04%) Land $269,155 Building $299,057
2023$6,684.00 (+0.21%)$546,150 Land $258,704 Building $287,446
2022$6,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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