1165 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 1165 Phillips St, Vista, CA 92083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1970
Lot Size	0.354 acres (15,400 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2017)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-142-06-00`

Property Details

APN / Parcel Number

Primary APN	`180-142-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,802 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Lot Area	15,400 sqft (0.354 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1165 PHILLIPS ST
City	VISTA
State	CA
Zip	92083-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 350 PAR AS PER ROS 2325 IN TR 002020
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	002020
Legal Block	3
Legal Lot Number	350
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	19702

Owner

Source: San Diego County records · APN 180-142-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1165 PHILLIPS ST, VISTA, CA 92083-7114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 30, 2017	Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Deed Document Number	2017144823
Prior Transfer Date	Jul 07, 2016
Prior Transfer Doc	0000649214
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1165 PHILLIPS ST, VISTA, CA 92083-7114
Transaction Type	Mortgage
Record Updated	Dec 08, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 PHILLIPS ST, VISTA, CA 92083-7114

Mortgage

Document Number	0000454500
Date	Dec 01, 2022
Instrument	2022-0454500

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1165 PHILLIPS ST, VISTA, CA 92083-7114
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552104
Date	Nov 26, 2019
Instrument	2019-0552104

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1165 PHILLIPS ST, VISTA, CA 92083-7114
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552103
Date	Nov 26, 2019
Instrument	2019-0552103

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	1165 PHILLIPS ST, VISTA, CA 92083-7114
Document Number	0000144823
Map Reference	MAP2020
Instrument Date	Mar 15, 2017
Instrument	2017-0144823
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1165 PHILLIPS ST, VISTA, CA 92083-7114

Mortgage

Document Number	0000144824
Date	Mar 30, 2017
Instrument	2017-0144824

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$509,027 (+2%) Land $355,136 Building $153,891
2025	$6,877.00 (+15.13%)	$499,047 (+4.04%) Land $348,173 Building $150,874
2023	$5,973.00 (+0.22%)	$479,670 Land $334,654 Building $145,016
2022	$5,960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730197023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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