1168 Crystal Downs Dr, Chula Vista, CA 91915 Property Records

San Diego County property record for 1168 Crystal Downs Dr, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 1995
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2018)
Tax Bill	$9,547 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`595-331-32-00`

Property Details

APN / Parcel Number

Primary APN	`595-331-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,250 sqft (0.166 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1168 CRYSTAL DOWNS DR
City	CHULA VISTA
State	CA
Zip	91915-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC4RS7
Legal Description	LOT 47 TR 012703
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012703
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13315

Owner

1168 Crystal Downs Dr is owned and occupied by two individuals who bought it in September 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 25, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	2018399976
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000466569
Date	Dec 13, 2022
Instrument	2022-0466569

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000233566
Date	Mar 25, 2021
Instrument	2021-0233566

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	0000131311
Date	Feb 19, 2021
Instrument	2021-0131311

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2018
Property Address	1168 CRYSTAL DOWNS DR, CHULA VISTA, CA 91915-1223
Document Number	0000399976
Instrument Date	Sep 11, 2018
Instrument	399976
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1168 CRYSTAL DOWNS DR CHULA VISTA CA 919151223, CHULA VISTA, CA 91915-1223

Mortgage

Document Number	399977
Date	Sep 25, 2018
Instrument	399977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1168 Crystal Downs Dr was $9,547.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,918 (+2%) Land $353,061 Building $471,857
2025	$9,547.00	$808,744 Land $346,139 Building $462,605
2023	$9,059.00 (+2.87%)	$777,342 Land $332,699 Building $444,643
2022	$8,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1168 Crystal Downs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1168 Crystal Downs Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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