1166 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1166 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,793 sqft Heated Area
Lot Size	8,843 sqft (0.203 acres)
Occupancy	Owner Occupied
Last Sale	$163,500 (2003)
Tax Bill	$2,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84779`
Alternative APN	`142630002800010010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,793 sqft Heated Area
Gross Area	2,463 sqft Gross Area
1st Floor	1,793 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,843 sqft (0.203 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	624 sqft Deck
Porch	Open Porch
Porch Area	250 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84779
Street Address	1166 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7383
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PB 13 PG 93-95 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Tract	28
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 84779

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1166 SENECA TRL, SAINT CLOUD, FL 34772-7383
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2003 · Amount on Record
Deed Sale	Nov 26, 2003 · Amount on Record
Deed Doc Number	0239102768
Deed Book / Page	02391 / 02768
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1166 SENECA TRL, SAINT CLOUD, FL 34772-7383
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SENECA TRL, SAINT CLOUD, FL 34772-7383

Mortgage

Document Number	0068620168
Date	Oct 08, 2025
Book Page	6862/168
Instrument	2025125252

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Oct 02, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+6.97%) Homeowner's exemption	$160,319 (+5.99%)	$322,300 (-2.89%) Land $78,000 Building $244,300
2023	$1,965.00 (+4.13%) Homeowner's exemption	$151,264 (+3%)	$331,900 (+22.38%) Land $60,000 Building $271,900
2022	$1,887.00 Homeowner's exemption	$146,859	$271,200 Land $55,000 Building $216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.