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1155 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1155 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,648 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2025)
Tax Bill$6,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN84853
Alternative APN
  • 142630002800010700

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,648 sqft Heated Area
Gross Area3,615 sqft Gross Area
1st Floor Area2,116 sqft 1st Floor
Upper Floors Area532 sqft Upper Floors
Stories2 Stories
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeFinished

Exterior Amenities

Pool Area390 sqft Pool
FenceFence
Shed1 Shed
Shed Area96 sqft Shed
Deck Area460 sqft Deck
PorchOpen Porch
Porch Area967 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number84853
Street Address1155 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PB 13 PG 93-95 LOT 70
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Tract28
Legal Block1
Legal Lot Number70
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1024
Census Tract43303

Owner

Source: Osceola County records · APN 84853

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Warranty Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
May 03, 2021Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2025 · Amount on Record
Deed SaleOct 22, 2025 · Amount on Record
Prior SaleMay 03, 2021 · Amount on Record
Deed Document Number2025130891
Deed Book / Page6868 / 2428
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2025
Property Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363
Document Number0068682428
Book / Page6868 / 2428
Map ReferenceMB 13 PG 93-95
Instrument DateOct 20, 2025
Instrument2025130891
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3282 TOSCANA DR, SAINT CLOUD, FL 34772-6710

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363

Mortgage

Document Number0068682430
DateOct 22, 2025
Instrument6868/2430
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2021
Property Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363
Document Number0059482989
Book / Page5948 / 2989
Map ReferenceMB 13 PG 93-95
Instrument DateApr 23, 2021
Instrument2021066942
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address267 E RAILROAD AVE UNIT 301, 267, BARTLETT, IL 60103-4470

Transferred To (Grantee/Buyer)

NameVerified Name
Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363

Mortgage

Document Number59482991
DateMay 03, 2021
Instrument5948/2991
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2018
Property Address1155 SENECA TRL, SAINT CLOUD, FL 34772-7363
Document Number0054551972
Book / Page005455 / 001972
Instrument DateNov 02, 2018
Instrument188524
Transaction TypeTransfer
Record UpdatedJan 10, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address267 E RAILROAD AVE #305 BARTLETT IL 601034470, 305, BARTLETT, IL 60103-4470

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,622.00 (+3.37%) Homeowner's exemption$412,867 (+2.9%)$419,600 (-3.54%) Land $78,000 Building $341,600
2024$6,406.00 (+2.4%) Homeowner's exemption$401,232 (+3%)$435,000 (-7.09%) Land $75,000 Building $360,000
2023$6,256.00 (+3.3%) Homeowner's exemption$389,546 (+3%)$468,200 (+23.8%) Land $60,000 Building $408,200
2022$6,056.00 Homeowner's exemption$378,200 Land $55,000 Building $323,200$378,200 Land $55,000 Building $323,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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