1160 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1160 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,004 sqft Living Area
Lot Size	9,060 sqft (0.208 acres)
Occupancy	Owner Occupied
Last Sale	$355,000 (2021)
Tax Bill	$4,910.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0028-0001-0020`
Alternative APNs	`263014002800010020` `84780`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,004 sqft Living Area
Gross Area	2,798 sqft Gross Area
1st Floor	2,004 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,060 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	375 sqft Pool
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	509 sqft Deck
Porch Area	311 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1160 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7383
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PB 13 PG 93-95 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Tract	28
Legal Block	20
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0028-0001-0020

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1160 SENECA TRL, SAINT CLOUD, FL 34772-7383
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2021 · Amount on Record
Deed Sale	Jun 02, 2021 · Amount on Record
Prior Sale	Mar 01, 2016 · Amount on Record
Deed Doc Number	202185111
Deed Book / Page	5971 / 215
Prior Transfer Date	Mar 03, 2016
Prior Transfer Doc	0049282263
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 02, 2021
Property Address	1160 SENECA TRL, SAINT CLOUD, FL 34772-7383
Document Number	0059710215
Book / Page	5971 / 215
Map Reference	MB 13 PG 93-95
Instrument Date	Jun 01, 2021
Instrument	2021085111
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SENECA TRL, SAINT CLOUD, FL 34772-7383

Mortgage

Document Number	5971216
Date	Jun 02, 2021
Instrument	5971/216

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,078.00 (+3.42%) Homeowner's exemption	$326,626 (+5.99%)	$354,300 (-3.59%) Land $78,000 Building $276,300
2024	$4,910.00 (+2.48%)
2023	$4,791.00 (+3.43%) Homeowner's exemption	$308,176 (+3%)	$367,500 (+22.83%) Land $60,000 Building $307,500
2022	$4,632.00 Homeowner's exemption	$299,200 Land $55,000 Building $244,200	$299,200 Land $55,000 Building $244,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.