Osceola County property record for 1165 Sunlight Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,563 sqft · built 1980 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,254 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 92823 |
| Primary APN | 92823 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,563 sqft Heated Area |
| Gross Area | 3,993 sqft |
| 1st Floor Area | 3,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Finished |
| Garage Area | 1,180 sqft |
| Porch | Open Porch |
| Porch Area | 982 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92823 |
|---|---|
| Street Address | 1165 SUNLIGHT CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLINE EST UNIT 2 PB 2 PG 220 LOT 14 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | STARLINE EST UN 2 |
| Legal Tract | 5144 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43700 |
Source: Osceola County records · APN 92823
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2004 |
| Deed Sale | Jul 18, 2004 |
| Deed Document Number | 0059801262 |
| Deed Book / Page | 01315 / 00965 |
| Prior Transfer Date | Mar 18, 1996 |
| Prior Transfer Doc | 0131500965 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058 |
| Document Number | 0060081020 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 6008/1020 |
| Instrument | 2021114261 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,254.00 (+6.92%) Homeowner's exemption Widower's exemption | $373,659 (+5.99%) | $741,100 (+29.86%) Land $300,600 Building $440,500 |
| 2023 | $4,914.00 Homeowner's exemption Widower's exemption | $352,553 | $570,700 Land $225,400 Building $345,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 178 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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