1165 Sunlight Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1165 Sunlight Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,563 sqft · built 1980
Lot Size5.01 acres (218,236 sqft)
OwnerIndividual Name on File
Tax Bill$5,254 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN92823

Property Details

APN / Parcel Number

Primary APN92823
Alternative APN
  • 292531514400010140

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,563 sqft Heated Area
Gross Area3,993 sqft
1st Floor Area3,043 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area218,236 sqft (5.01 acres)
Garage TypeFinished
Garage Area1,180 sqft
PorchOpen Porch
Porch Area982 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number92823
Street Address1165 SUNLIGHT CT
CitySAINT CLOUD
StateFL
Zip34771-9058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTARLINE EST UNIT 2 PB 2 PG 220 LOT 14
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionSTARLINE EST UN 2
Legal Tract5144
Legal Block1
Legal Lot Number14
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3011
Census Tract43700

Owner

Source: Osceola County records · APN 92823

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2004
Deed SaleJul 18, 2004
Deed Document Number0059801262
Deed Book / Page01315 / 00965
Prior Transfer DateMar 18, 1996
Prior Transfer Doc0131500965
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1165 SUNLIGHT CT, SAINT CLOUD, FL 34771-9058

Mortgage

Document Number0060081020
DateJul 23, 2021
Book Page6008/1020
Instrument2021114261
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressSAINT CLOUD, FL 34769
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 01, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,254.00 (+6.92%) Homeowner's exemption Widower's exemption$373,659 (+5.99%)$741,100 (+29.86%) Land $300,600 Building $440,500
2023$4,914.00 Homeowner's exemption Widower's exemption$352,553$570,700 Land $225,400 Building $345,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 178 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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