Osceola County property record for 1160 Sunlight Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,474 sqft · built 2000 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,175 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage May 2025 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 92812 |
| Primary APN | 92812 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,474 sqft Heated Area |
| Gross Area | 2,920 sqft Gross Area |
| 1st Floor Area | 2,474 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 239,580 sqft (5.5 acres) |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 130 sqft Shed |
| Patio Area | 130 sqft Patio |
| Porch | Open Porch |
| Porch Area | 446 sqft Porch |
| Quonset Hut | 1,500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92812 |
|---|---|
| Street Address | 1160 SUNLIGHT CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARLINE ESTATES UNIT 2 PB 2 PG 220 LOT 5 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | STARLINE EST UN 2 |
| Legal Tract | 5144 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43700 |
Source: Osceola County records · APN 92812
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1160 SUNLIGHT CT, SAINT CLOUD, FL 34771-9054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 1999 |
| Deed Sale | Oct 19, 1999 |
| Deed Document Number | 0001665623 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1160 SUNLIGHT CT, SAINT CLOUD, FL 34771-9054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1160 SUNLIGHT CT, SAINT CLOUD, FL 34771-9054 |
| Document Number | 0066212345 |
|---|---|
| Date | Jun 24, 2024 |
| Book Page | 6621/2345 |
| Instrument | 2024082562 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1160 SUNLIGHT CT, SAINT CLOUD, FL 34771-9054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1160 SUNLIGHT CT, SAINT CLOUD, FL 34771-9054 |
| Document Number | 0067910363 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 6791/363 |
| Instrument | 2025064018 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,175.00 (+7.96%) Homeowner's exemption | $218,608 (+5.99%) | $386,700 (+27.96%) Land $113,000 Building $273,700 |
| 2023 | $2,941.00 (+4.51%) Homeowner's exemption | $206,261 (+3%) | $302,200 (+17.04%) Land $85,200 Building $217,000 |
| 2022 | $2,814.00 Homeowner's exemption | $200,254 | $258,200 Land $71,400 Building $186,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 203 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures