1140 Sunlight Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1140 Sunlight Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	3,633 sqft Heated Area
Lot Size	88,862 sqft (2.04 acres)
Garage	Finished, 726 sqft
Occupancy	Owner Occupied
Tax Bill	$8,088.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`117041`
Alternative APN	`292531514400010034`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,633 sqft Heated Area
Gross Area	5,002 sqft Gross Area
1st Floor	3,115 sqft 1st Floor
Upper Floors	518 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	88,862 sqft (2.04 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Finished Garage
Garage Area	726 sqft Garage
Porch	1 Porch
Porch Area	643 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	117041
Street Address	1140 SUNLIGHT CT
City	SAINT CLOUD
State	FL
Zip	34771-9053
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STARLINE ESTATES UNIT TWO PB 2 PG 220 BEG AT SE COR LOT 3, N 349.46 FT, W 61.27 FT, S 17 DEG W 120.19 FT, N 72 DEG W 222.01
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	STARLINE EST UN 2
Legal Tract	5144
Legal Block	1
Legal Lot Number	3
Legal Unit	W
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3011
Census Tract	43700

Owner

Source: Osceola County records · APN 117041

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1140 SUNLIGHT CT, SAINT CLOUD, FL 34771-9053
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity, Secondary Owner is a Company
Vesting	Owner is an Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2023
Deed Sale	Nov 18, 2023
Deed Doc Number	2005231458
Deed Book / Page	2939 / 0456
Prior Transfer Date	Oct 21, 2005
Prior Transfer Doc	2005231458
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1140 SUNLIGHT CT, SAINT CLOUD, FL 34771-9053
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060521170
Date	Sep 27, 2021
Book Page	6052/1170
Instrument	2021149722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,088.00 (+45.6%) Homeowner's exemption	$575,595 (+46.3%)	$734,200 (+28.58%) Land $214,200 Building $520,000
2023	$5,555.00 (+3.75%) Homeowner's exemption	$393,437 (+3%)	$571,000 (+18.42%) Land $160,600 Building $410,400
2022	$5,354.00 Homeowner's exemption	$381,978	$482,200 Land $132,100 Building $350,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 187 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.